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5 Reasons Why I Love Budgeting
I can still remember the feeling like it was yesterday. I had just finished meeting with a credit counselor who was going to help me climb my way out of the $20,000 credit card debt hole I had created...
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Why I Love the Envelope Budget System
Budgeting is tough. I know that, because I too once lived without a budget and found myself in trouble as a result. The fact is though that once I implemented and started living by a budget I soon...
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6 Simple Ways to Automate Your Savings
A common excuse I have heard as to why people save little or nothing at all is that the person does not have the available money to save or does not have it budgeted. While that reason is...
View ArticleWhen is Being Frugal Really Just Being Cheap?
A common objection to being frugal is that it’s really just a nicer label for cheapness. Many a family member has told me that I am cheap. I would be the first to admit that I am always looking for a...
View ArticleAre Rich People Really That Different From the Rest of us?
Last week Jason over at Frugal Habits wrote a nice post on The Frugal Habits of the Rich and Famous, which got me thinking about rich people and what it means to be rich. I then read this interesting...
View ArticleThe Risks and Rewards of Taking The Plunge – Part 2
Welcome to the second installment of my serial on Taking the Plunge into self- employment. Every journey has its beginning and last time, I shared mine. In Taking the Plunge Part 1, I described the...
View ArticleDid Your Spouse Bring Debt Into Your Relationship?
I remember it like it was yesterday. My husband and I were at a pre-marital retreat through our church (a requirement to get married there.) They played this game where the couples sat back-to-back,...
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3 Tips for Saving Money on Baby Stuff
Are you tired of reading about baby stuff from me yet? Don’t answer that! I can’t help it. I have babies on the brain! Plus, I have a lot of tips to share when it comes to saving money on baby stuff....
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If You Balance Saving and Living in Your 20s You’re Doing it Right
Many of you have likely seen the article that infuriated many people titled If You Have Savings in Your 20s, You’re Doing it Wrong, which has garnered a lot of attention and led to articles like If...
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